1) The banking industry is regulated by government agencies to ensure the stability and integrity of the financial system and to protect consumers.

2) The Treaty of Tordesillas, signed in 1494, divided the newly discovered lands outside of Europe between Spain and Portugal, leading to the colonization of the Americas.

3) The Olympic Games, originating in ancient Greece, were revived in 1896 and are now held every four years, bringing together athletes from around the world.

4) The Berlin Conference in 1884-1885 divided Africa among European powers and set the stage for the colonization of the continent.