1) The Berlin Conference in 1884-1885 divided Africa among European powers and set the stage for the colonization of the continent.

2) The sport of golf originated in Scotland and is played on courses with 18 holes, each with a designated par score.

3) Beyoncé, full name Beyoncé Giselle Knowles-Carter, is a highly influential American singer, songwriter, actress, and businesswoman. She rose to fame as a member of the group Destiny's Child and has since achieved success as a solo artist.

4) The banking industry is regulated by government agencies to ensure the stability and integrity of the financial system and to protect consumers.